![]() Our budget is based directly off of these templates and we have used them for years in order to control our spending, show us were our money is going, and to give us timely information about the state of our finances. We have two basic templates that you can use to create your own budget. Below the video we also have links to a template that you can use to create your own budget. In the quick tutorial below you will see how we created our budget in Google Sheets and learn how to create your own. To complete our budget, we use Google Sheets. To begin with, we break our expenses down into two basic sections, wants and needs.ĭepending on your situation, you may need to edit your needs and wants, but we break them down into the following categories:īy keeping each of these areas in our budget, we are able to track our spending and determine if we really need something or if we want it. To get more specific with our budget we need to examine our costs each month. ![]() Some items, like our mortgage, or fixed, but others change depending on the month. ![]() Our expenses, costs, are what change on a month to month basis. If your income is not as predictable, we would recommend that you update your budget often to better track your income and try to find an average monthly income. We know what we are going to earn each month, and we can plan very far in advance because of this. For us, we have two general areas that we use as our starting point, income and expenses. Once you have your general areas, you can begin to get more specific with each of the areas. Penny Hoarder contributor Melissa Gilliam Shaw shares the monthly budget template from Google Sheets that helped her family save moneyincluding an extra 6,000 they hadn’t expectedwhen they moved overseas and became a one-income household. When you are looking to start a budget you really want to break down your areas of concern as simply as possible. The Penny Hoarder’s Epic Google Budget Template. Our team of professionals understands how difficult. Most successful people today tell in their trainings that it is best to start your journey with simple calculations of the costs. Often, many people who want to start keeping track of their finances don’t know where to start. You will also find links to our budget and downloads if you prefer a different version. Introducing to you Household Budget Free Google Sheets Template. Below you will find resources to help you start your own budget along with a tutorial on how we setup our budget. ![]() We use Google Sheets to help us keep our budget in order and with us at all times.
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